Why health insurance is important

Many health insurance companies that claim their products are the best health insurance, so it confuses lay people. The question is, of all the best insurance products that, where health insurance is good for you?
I held up the thumb for you, who already realized the importance of having protection. Not many people who have health insurance awareness let alone think of to protect the health of family members (family insurance). I give my special appreciation for people like you who chose the road to find out / information before determining that choice. People choose to take out in general are aware of the importance of health.
If I may ask, Why did you take health insurance?
1. Because health care is expensive.
2. Hospital costs is increasingly rising.
3. Health conditions are not always predictable always good.
4. Do not have protection from the office / place of work, if sick, no one lighten the burden of cost.
5. High risk of my job, working in the field.
6. So if you seek treatment at the hospital could be free.
If the reasoning above into your base to have protection, I think almost all health insurance products in the world has been able to cover it all. but we must be smart to choose the health insurance that suits us.